Heath Ritenour on the Impact of Changes in the Insurance Industry

According to Heath Ritenour, times have changed. The extreme demographic changes of the last decade and the recent COVID-19 pandemic have created an unprecedented sense of insecurity in the health insurance market. The vast majority of workers are not covered at work, and many are looking for more competitive pricing, employee benefits, and flexible plans. […]


John Ritenour and Valli, founders of IOA

In 1988 John Ritenour and his wife Valli launched an insurance company in America. The insurance company was to cover a wider variety of areas, for instance, personal and business needs. John introduced one-stop shopping where he offered more than three types of insurance coverage to understand one’s needs in a family business and the […]